INF Choice Insurance for Visitors
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The INF Choice Plan is the most economical fixed-benefit acute pre-existing insurance plan on the market today. The Choice Plan covers all emergency, In-Patient hospitalizations. The Plan works for all ages, including providing acute pre-existing insurance for age 80+. The Choice plan is designed for those with mild pre-existing conditions who want to protect against the large burden of a hospital bill caused by a medical emergency. The Choice Plan gives you the freedom to decide which policy max, deductible, and premium best suit your family needs. With so many options, you can choose the right plan which satisfies all the requirements you seek in a health plan. Visitors may use the First Health Provider Network with your Choice Plan for additional discount on medical services covered by this policy. The result is additional savings any time you use a First Health Network facility, emergency room or physician INF Choice is the right plan if you are seeking coverage, not with the expectation something may happen, but the expectation something can happen. INF Choice gives you the peace of mind you need, and the coverage you want. INF Choice is underwritten by AXIS Insurance Company, Chicago, IL, USA |
INF Choice BrochureINF Choice Policy Description |
INF Choice Plan: An Illustration
Jerry Singh is a 53 year-old father of two who lives in Delhi. He is traveling to the San Francisco for the first time to visit his daughter, Sonia, who is pregnant with her first child. He will be staying for 2 months. He lands in San Francisco, and Sonia picks him up from the airport and takes him home to rest. Jerry spends his days preparing for the baby, sipping tea, and watching TV. Growing restless, he goes to the local park & sees an exciting baseball game taking place. An avid baseball player in his youth, Jerry asks to join in. He bats and starts running the bases, but after his turn is over he become winded and complains he can't breathe. Jerry is rushed to the closest In-Network Hospital & is diagnosed with a mild heart attack. Jerry wakes up in a hospital room and is handed a bill for $8,800. Luckily, Sonia purchased the $150,000 INF Choice Plan with $1,000 deductible. Here's how the costs break down after the deductible has been met:
Procedure |
Cost |
Cost with First Health Network PPO |
Amount Paid By Insurance |
Amount Owed by Jerry |
Hospital Room and Board |
$6,000 (2 days) |
$4,200 |
$3,800 |
$400 |
Hospital Intensive Care Unit Room and Board |
$2,000 (1 day) |
$1,250 |
$850 |
$400 |
Physician Non-Surgical Treatment/Examination Visits |
$1,300 (3 Visits) |
$800 |
$375 |
$425 |
Prescription Drug |
$300 |
$150 |
$150 |
$0 |
Total Premium Paid: $173.10 | Total Claims Paid: $7,575
As illustrated above, the INF Choice Plan will cover any emergency, In-Patient hospitalization caused by a pre-existing condition. The INF Choice Plan is the only insurance which covers you thoroughly at a price which is economical. Choice Plan gives you the freedom to determine what the right policy for your family is. No matter what deductible or policy maximum you choose, INF Choice plan will have you covered. As you enjoy your time with loved ones, hospitals and emergency rooms are the last thing you need to worry about. The INF Choice Plan provides peace of mind you want, with the coverage you need.
Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy
INF Choice Coverages
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INF Choice $25,000 Policy max (Age 0-89)
INF Choice $50,000 Policy max (Age 0-89)
INF Choice $75,000 Policy max (Age 0-89)
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INF Choice $100,000 Policy max (Age 0-89)
INF Choice $150,000 Policy max (Age 0-69)
INF Choice $250,000 Policy max (Age 0-69)
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INF Choice Schedule of Benefits
$25,000
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In-Patient services | $25,000
Out-patient services | $25,000
Other Benefits | $25,000
In-Patient services | $50,000
Out-patient services | $50,000
Other Benefits | $50,000
In-Patient services | $75,000
Out-patient services | $75,000
Other Benefits | $75,000
In-Patient services | $100,000
Out-patient services | $100,000
Other Benefits | $100,000
In-Patient services | $150,000
Out-patient services | $150,000
Other Benefits | $150,000
In-Patient services | $250,000
Out-patient services | $250,000
Other Benefits | $250,000
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THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. FURTHER, THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.
U.S. Insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy.