INF SelectCare Insurance for Visitors Plan
|
The INF SelectCare Plan is a fixed-benefit insurance option for visitors to the US without pre-existing conditions. This plan provides the basic amount of coverage for new accident & illness. INF SelectCare covers you while you travel to the US, meaning visitors can transit through Dubai, Frankfurt, or Hong Kong without worry. The SelectCare is perfect for anyone under 69 years of age & seeking coverage for medical accidents & minor illnesses such as fevers or colds.
* THE SERVICES DESCRIBED ABOVE ARE NOT INSURANCE AND ARE NOT AFFILIATED WITH AXIS INSURANCE COMPANYVisitors may use the First Health Provider Network with your SelectCare Plan for additional discount on medical services covered by this policy. The result is additional savings any time you use a First Health Network facility, emergency room or physician This plan is underwritten by AXIS Insurance Company, Chicago, IL, USA Additional BenefitsWith the SelectCare Plan comes Teladoc- a service which allows you to get medical care from the comfort of your own home. Teladoc allows you to schedule an appointment with a board-certified US-based doctor, and get medical care within 10 minutes. The doctor will video chat your visitor, diagnose them, and send a prescription to your nearest pharmacy.The SelectCare Plan also comes with the option to opt for the Careington POS Discount Card* at no additional cost! This discount card provides savings on Dental, Vision, Prescription, & Hearing products & services. With the Careington Discount Card, you may get savings of as much as 50% for Dental procedures! For more information visit our page on the Discount Card Program |
INF SelectCare BrochureINF SelectCare Policy Description |
INF SelectCare Plan: An Illustration
Raoul Mehta is 48 years old and lives in Hyderabad. He is traveling to the United States for his niece's high school graduation in a few days and will by staying for 2 months. Raoul is healthy & has no pre-existing conditions. Raoul lands in Raleigh, and his brother Prashant picks him up for the airport. After resting for sometime, Raoul helps the family prepare for festivities tomorrow. While on a step stool hanging a streamer, Raoul falls and injures his ankle. Raoul is rushed to an In-Network hospital. He is diagnosed with a fractured ankle. Raoul is handed a bill for $9,300. Luckily, Prashant enrolled Raoul in the $75,000 INF SelectCare Plan. Here's how the costs break down after the deductible:
Procedure |
Cost |
Cost with First Health Network PPO |
Amount Paid by Insurance |
Amount Owed by Raoul |
Hospital Room & Board |
$5,500 (2 days) |
$3,500 |
$3,050 |
$450 |
X-Ray & CAT Scan |
$1,200 |
$800 |
$800 |
$0 |
Physician Non-Surgical Visit |
$1000 |
$460 |
$80 |
$380 |
Prescription Drug |
$800 |
$240 |
$125 |
$115 |
Total Premium Paid: $92.50 | Total Claims Paid: $7,985
As illustrated above, the INF SelectCare Plan covered this emergency situation caused by a random accident. Often, we purchase insurance to protect against the unknown risk. Accidents can happen anytime, and it is important to make sure you & your family are protected from medical costs which can range in thousands-of-dollars. The INF SelectCare plan provides you the base amount of coverage you need to cover any medical incidents which may arise. You don't have to fear the unknown if you know you have coverage with the INF SelectCare Plan.
Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy
INF SelectCare Coverages
|
INF Selectcare Plan | $25,000 Policy max (Age 0-69)
|
INF SELECTCARE PLAN | $50,000 POLICY MAX (Age 0-69)
|
|
INF Selectcare PLAN | $75,000 POLICY MAX (Age 0-69)
|
INF SELECTCARE PLAN | $100,000 POLICY MAX (Age 0-69)
|
INF SelectCare Schedule of Benefits
$25,000Policy Max$50,000Policy Max$75,000
|
In-Patient BENEFITS SCHEDULE | $25,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $25,000 POLICY MAX
Other Covered benefits | $25,000 Policy Max
In-Patient BENEFITS SCHEDULE | $50,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $50,000 POLICY MAX
Other Covered benefits | $50,000 Policy Max
In-Patient BENEFITS SCHEDULE | $75,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $75,000 POLICY MAX
Other Covered benefits | $75,000 Policy Max
In-Patient BENEFITS SCHEDULE | $100,000 POLICY MAX
OUT-PATIENT BENEFITS SCHEDULE | $100,000 POLICY MAX
Other Covered benefits | $100,000 POLICY MAX
|
THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. FURTHER, THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.
U.S. Insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy.